Keep your head in the Clouds

What You Can Do After a Workplace Injury

What You Can Do After a Workplace Injury

Getting injured on the job is never a good thing. First, there will be medical bills for your treatment. Second, the injury may be severe enough for you to not fully function at work, or worse, you can even completely miss time at work. Third, the work issues may result into lost wages. All these reasons are burdens that can destroy you in the financial sense.

But there is something you can do if you have sustained a workplace injury – getting workers’ compensation. According to the website of the Raleigh workers’ compensation attorneys at Scudder & Hedrick, PLLC, workers’ compensation’s goal is to provide assistance for workers who have suffered accidental injuries in the job.

The coverage of workers’ compensation may vary depending on the state. But typically, it includes your treatment costs, a part of your salary for missing time at work, and possible retraining costs after the lost time at work has compromised your work knowledge and skills.

Also, according to the website of this Jones Act injury lawyer, employers have a legal responsibility to make sure that their employees have a reasonably safe environment in which they may work. For example, seafaring workers who have sustained injuries can use the Jones Act to make ship owners liable, especially if the accidents have occurred because of the negligence or recklessness of these owners.

The existence of workers’ compensation and legal liabilities like the Jones Act has positive effects for both employees and employers. For employees, they are sure to be protected against financial difficulties, especially if these difficulties have resulted because of an accident in the workplace. For employers, they are sure to enforce safety procedures to avoid legal issues. This does not just make the work environment safe, because it also makes it a more conducive place for productivity.

The Automatic Stay: The Immediate Benefit of Filing Bankruptcy

Failure to pay debts on time will not only result to penalties for late payments and interests on loans getting bigger, but worse than both of these are the hounding and harassing tactics employed by collecting agencies to make debtors pay what they owe – the principal loan, the interest and the penalty altogether.

Being harassed by collecting agencies is an all too common experience for millions of Americans who have lapsed in paying creditors the money they owe. Debts may be from a car loan, mortgage, personal loans, student loan, credit card debt, and so forth. It takes only about two to three months of continuous lapses before a creditor considers a loan as bad debt and so refer a debtor’s account to collecting agencies, whose job would be to do anything to scare debtors in order to make them pay.

Fear and stress are the main reasons why many debtors end up borrowing money from family and/or friends or selling whatever they can to pay even just a part of the amount owed in order to make collecting agencies stop hounding them. They do not realize, though, that whatever amount they come up with would be good for only about one or two payments – a small amount chipped off from the total debt. What about future payments?

Bankruptcy lawyers are aware that millions of Americans struggle to manage their debts every day. Whether because of student loans, mortgages, or other outstanding financial obligations, this struggle can often feel overwhelming. Fortunately, individuals and businesses in the United States have a number of different available options for returning to financial freedom, including bankruptcy. Many people only associate bankruptcy with negative consequences; however, in reality, it provides debtors with an invaluable tool for restoring order to their finances.

Chapter 7 is just one of the many chapters in the Bankruptcy Code of the United States that was approved by the U.S. Congress in 1978 for the purpose of helping individuals, families and businesses with huge debts find the best and affordable way to pay what they owe and regain control of their financial lives.

Besides the near-total liquidation of debts, Chapter 7 offers lots of other benefits too, one of which is the Automatic Stay, the most immediate benefit of Chapter 7 Bankruptcy. The automatic stay it starts as soon as a petition for bankruptcy is filed. This automatic stay is an injunction issued by the court, commanding creditors and collecting agencies to stop collecting debt payments or enforcing liens, as well as all means used to make debtors pay. These include the emails, text messages, letters, phone calls at home, even at late hours, or at the (debtor’s) office.

Besides these, the automatic stay also:

  • Temporarily stops any pending foreclosure;
  • Stops a utility provider from disconnecting service for about 20 days (this may be extended if the debtor can assure payment of past due bills);
  • Stops wage garnishment. A debtor may also possibly get back his or her garnished wages after he or she files for bankruptcy;
  • Stops all medical debt collections an any lawsuit (due to medical debt) from being filed against the debtor;
  • Temporarily stops the IRS from making collections on certain tax debts;
  • Gives debtors the chance to stop their car from being repossessed; and,
  • Stops any credit card lawsuit from continuing as long as the bankruptcy case is active.

Not all types of action to collect and court proceedings can be stopped by an automatic stay, however. The proceedings that are allowed allowed to continue include divorce, lawsuit seeking the establishment of paternity, child support, certain tax proceedings and criminal proceedings.

Regardless which state or city a person lives there are always bankruptcy lawyers he/she can go to for whatever legal assistance may be needed. When filing for bankruptcy in Raleigh, for instance, clients can expect to get the representation they need and deserve when resolving their financial issues.

Understanding The Risks of Shoulder Surgery

People who experience unbearable pain in their shoulder can often find relief through a replacement surgery. Most people who undergo the procedure find relief and restored movement. With new trends in materials and procedures, patients often find better results. While most operations are usually successful, there are instances when they fail. The failure of shoulder replacement has been attributed to a defective replacement device manufactured by various companies.

Failed shoulder replacement surgery as s result of faulty replacement devices has given rise to a number of shoulder replacement lawsuits over the last few years. According to the website of Williams Kherkher, these defective shoulder replacement devices can bring a lot of burden to patients. Rather than being corrective, these defective implants have brought debilitating pain to patients. They bring various complications such as metal poisoning, bone and tissue damage, and implant failure.

Aside from that, defective shoulder replacement implants can also result to osteolysis. This condition refers to the breaking down of the bones next to the implanted area due to the reaction of the body to particles caused by the direct contact of the metal to the plastic components. Osteolysis also results from the contact between the shoulder components and the bone cement. When there is contact between the shoulder components and the natural bone particles, it can cause more damage to the implant components.

There are certain cases when your doctor may decide that shoulder replacement surgery is not enough depending on various circumstances such as history of infection, insufficient number of bones to support the new shoulder, injured nerves in the shoulder area, and others. Recovery may vary, depending on personal circumstances. The truth of the matter is that there is no guarantee of success. However, when the procedure succeeds, the patient can look forward to pain relief and restoration of normal functions of the shoulder.

About Arthritis: Causes, Symptoms, and Treatment Options

Arthritis is among the most common medical conditions in America. According to data compiled by the Centers for Disease Control and Prevention, 49.7 percent or almost half of adults aged 65 and older reported that they’ve been diagnosed with some type of arthritis between the years 2010 and 2012. Similarly, the Arthritis Foundation adds that about 50 million adults and 300,000 children are known to have arthritis, recognizing the condition as the leading cause of disability all over the country.

There are two main types of arthritis, and these two types are differentiated by the way each condition damages the joints in the body. The first type is osteoarthritis. It refers to damage that affects a joint’s cartilage or the hard rubbery tissue meant to cushion the ends of bones that are connected by joints. When the cartilage is damaged through wear-and-tear, the joints could lose its protective coating and cause a patient’s bones to grind directly against each other. This causes pain and restricts movement. While osteoarthritis occurs over the course of several years, cartilage damage can also be hastened by an infection or injury. Meanwhile, rheumatoid arthritis is caused by the body’s own immune system attacking the synovial membrane that encloses all the parts of a specific joint. The membrane becomes inflamed and, through time, progress to cartilage and bone damage inside the joint.

Arthritis can be worsened by certain risk factors. Age is the most significant of these factors, as about 62 percent of all adults with arthritis are aged 65 and older. Some types of arthritis can also be hereditary, making individuals with a family history of the disease at risk to developing it later in life. Some research also show that women are more susceptible to developing rheumatoid arthritis, while men are more likely to develop another kind of arthritis called gout. Other contributing factors to arthritis include obesity and previous joint injuries caused by accidents or playing sports.

Patients with arthritis have several different treatment options to consider. Most patients will be prescribed a combination of medication and physical therapy before moving on to a more invasive treatment plan. If neither medication nor therapy is found to be of help, doctors may suggest surgical intervention. Patients that undergo joint replacement surgery have their damaged joint exchanged with a synthetic implant. While surgical treatment for arthritis promises long-lasting and low-maintenance relief for patients, the procedures aren’t always foolproof. The lawyers from Williams Kherkher have taken on cases of patients suffering from metal toxicity due to faulty joint implants.

Considering the risk of certain arthritis treatment options, it’s best for patients to have an open dialogue with their respective physicians to learn more about their options.

Steps In Business Formation

Forming a business is not as easy as you think it is. More than just coming up with a business name, there are still other things you need to consider. Austin business formation attorneys of Slater Pugh, Ltd, LLP will tell you that it can be an important decision in order to ensure the success of your company. There are different kinds of business that you can form and it will all boil down on your budget.

Limited Liability Company (LLC)

A limited liability company is one which has independent legal structures that is separate from its owners. In an LLC company, your personal assets are separate from your business debts. It does not put limits in the number of owners. LLC companies are not required to have annual meetings or record minutes.


It can either be a C or an S corporation. With the former, there is an independent legal and tax structure separate from the owner and the personal assets are separate from business debts. There is no limit to the number of shareholders and they are taxed on corporate profits and shareholder dividends. S corporations, on the other hand, follow the same principles except that its shareholders must be US citizens or residents.


In a partnership, partners are personally liable for any lawsuit that will be filed against the company. There is no state requirement when forming a partnership. Partnerships are easy to form and operate. Taxation is based on their personal tax returns.

Sole Proprietorship

Just like in partnership, sole proprietors are personally liable for cases filed against the business. There is also no state requirement in the formation of a sole proprietorship company. They are easy to form and operate. Business owners report their share of profit and loss in the company on their personal tax returns.

Knowing how each business structure operates can help you decide on what kind of business you will form.

Regulating Unsafe Products

The United States Consumer Products Safety Commission is on the verge of recalling and confiscating hoverboards (self-balancing two-wheeled boards), with the request to hoverboard manufacturers, importers, and sellers to stop making, importing, and selling these products until they can be certified safe for public use.

The questionability of hoverboards’ safeness is ascribed to the fact that to use one, a person has to posture himself as to lean slighlty forward in order to propel the device to move it in the direction that the user wants to go to – a move that puts the user at a compromisingly unstable stance.

The danger of falling from a hoverboard cannot be discounted, which brings with it resulting injuries such as sprained ankles, broken bones, and concussions leading to brain trauma and hemorrhaging.

Independent laboratory tests commissioned by non-profit organization As You Sow showed that 35 of 50 most sought-after Easter-themed chocolate products, which include Cadbury, Gihrardelli, Mars, Godiva, Hershey’s, Lindt, and even generic brands like the chocolates from Trader Joe’s, Kroger, and Whole Foods, among others, contain lead and cadmium, whose levels are not fit for public consumption.

In a statement, As You Sow president Danielle Fugere said that even if the public cannot feel immediate effects upon eating cadmium and lead-tainted chocolates, the dangers can manifest themselves further down the road, noting, “Lead and cadmium accumulate in the body, so avoiding exposure is important, especially for children.

Attorneys at Crowe & Mulvey, LLP say on their website that sometimes, the safety of a consumer product is compromised because other contributing factors to the wholeness or marketability of the product being introduced, such as personal autonomy, performance, consumer choice, product cost, among others, are prioritized over safety goals. This is why federal government intervention over matters concerning this, and the imposition of rules governing the manufacture of products, is important.

Understanding Medical Malpractice

There continues to be a great deal of attention focused on legislation that seeks to limit non-economic awards for medical malpractice lawsuits in an attempt to reduce health care costs. Nevertheless, that is rather like closing the barn doors after the horses have fled because medical malpractice’s goal is to stimulate health professionals’ duty of care to patients not to get monetary prizes. Individuals possess the privilege to anticipate that they get the appropriate health care as located on the website of the Habush Rottier.

Take for instance the circumstance of a clinic that paid off medical malpractice statements by half by just improving their patient care program. There are no medical malpractice caps in CT, which certainly illustrates what really must be done to reduce negligence claims: patient-care that is better.

Care providers, especially medical physicians, and especially specialists have bought into the belief which they may do no wrong, and that they are Gods. Consider the case of a famous cardiologist in Fresno who made an open-heart surgical treatment before it was completed, leaving it to an assistant to complete the work. The patient went right into a vegetative state, and the doctor is currently being prosecuted for medical negligence.

Because health professionals literally have our lives in their hands, they are stringently trained and expected to adapt to your high standard of treatment. They have to be held liable for the damage they inflict on individuals who have set their extreme trust in them when they breach that duty through willful behaviour. Because medical negligence frequently results in life- death or altering injuries, it’s just right that the victims or their children obtain at least considerable financial compensation for their deficits.

If you’ve been a victim of medical malpractice and endured grievous harm because of this, financial compensation may be owed to you.

Medical Malpractice

There has been lots of attention centered on legislation that attempts to limit (cap) non-economic awards for medical malpractice suits within an attempt to lessen healthcare costs. On the other hand, which is rather like shutting the barn doors after the horses have left, as the purpose of medical malpractice is not to prompt health professionals to recognize their duty-of-care although to get financial prizes to individuals. As found on the website of Hankey Law Office, P.C., patients possess the right to anticipate that they receive proper medical care.

Consider for instance the circumstance of a Connecticut clinic that paid off medical negligence claims by half by only improving their patient-care program. There are not any medical malpractice limits in Connecticut, which certainly illustrates what truly must be done in order to reduce malpractice claims: better patient care.

Health professionals, particularly medical doctors, and especially practitioners, have bought to the belief they can do no wrong, and that they’re Gods. Consider the situation of a famed cardiologist who left an open-heart surgical treatment before it was completed, leaving a helper to complete the occupation with it. The individual went right into a vegetative condition, along with the physician is currently being sued for medical malpractice.

Healthcare professionals are stringently trained and expected to conform to a high standard of care because they actually have our lives in their own hands. They have to be held answerable for the harm they inflict on those who have set their utmost trust inside them when they violate that obligation through willful behavior. Because medical malpractice frequently ends in life- death or changing injuries, it is perfect that the victims’ children or they obtain at least sizeable financial compensation for their losses.

In case you are a victim of medical negligence and suffered injury because of this that is grievous, a fiscal settlement is minimal which is owed you. A medical malpractice lawyer may not have the ability to “make whole” what continues to be misplaced, but the victims or their survivors can help in providing you with the greatest shot at it.

Premises Liability: Swimming Pool Accidents and Injuries

All over the United States, swimming pools are staple attractions during the sweltering summer months. Many families opt to spend their free summer days by beating the heat and taking a relaxing dip in the water. Whether they choose to do so in their own backyard or in the nearby water park, swimming pools are universally understood to be among the top summer venues enjoyed by millions of Americans ever year.

Swimming pools promise an afternoon of fun and relaxation, but they can also pose certain safety risks. Accidents and injuries can eclipse the enjoyable activities that swimming pools promise its patrons. Many of these accidents often befall small children. According to a report by the U.S. Consumer Product Safety Commission or CPSC, about 5,200 swimming pool-related injuries requiring immediate medical attention for those aged 15 years old and younger were reported during the 2009 until 2011. Among the common injuries suffered by these children were drowning. As noted further down in the CSPC report, drowning is the leading cause of injuries and fatalities in young children. An annual average of 390 drowning-related fatalities was reported for the years 2007 until 2009 for those aged 14 and younger.

Other common outcomes of swimming pool accidents include serious injuries such as disembowelment, evisceration, and other conditions related to near-drowning. Injuries from slip and fall accidents are also common in swimming pool areas. Many children can slip on water in the poolside and fall to the ground. Such an accident can lead to sprains, fractures, lacerations, and even head or back injuries.

According to, swimming pool accidents are among the many types of premises liability cases. These accidents are recognized by the law as a result of a property owner’s negligent actions, as they are understood to be responsible of ensuring that the conditions of their premises meet proper safety standards. In some swimming pool accidents, the pool’s manufacturer and installers can also be seen as accountable for ensuring safety and maintenance.

Explosion Accident in Manufacturing Facilities

Firefighters know that gases, which expand abruptly and violently, are very likely to cause an explosion. Explosions pose many different serious threats, including heavy and extensive damage to properties, severe injuries, trauma, and death. Though the ones who get severely injured are usually those closest to the site of the blast, others, who are farther away, can also sustain serious, as well as fatal, injuries caused by hurling pieces of shattered glass or objects.

Explosions create: balls of flame; scorching heat; an ear-piercing loud noise; thick, black smoke, which can easily suffocate a person; and, shock waves with such power to knock down doors and walls, and smash glass doors and glass windows. These can also fling injurious items to various directions, as well as knock people down.

Besides trauma or shock, an explosion also causes severe harm, such as cuts or lacerations, severe burns, broken bones, fractures, lung injury, loss of limb, traumatic brain injury (TBI) and death. Some of the most common causes of explosions include bombs, leaking gas pipelines, gas or oil tankers, propane gas, gas stoves, natural gas used in boilers and furnaces, propane gas, and agricultural fertilizers which contain ammonium nitrate, a highly explosive substance. Unless an explosion in open space is totally massive, one that occurs in an enclosed space, like inside a building or a mine, will remain more intense and more dangerous.

An explosion can occur inside and damage even the home or office, where natural gas is commonly used. But the explosion that can cause huge damage of properties and loss of many lives is that which occurs in industrial factories or plants, oil rigs, or manufacturing facilities.

The May 1988 explosion of the Pepcon rocket fuel (ammonium percolate) plant in Henderson, Nevada, is one example of a very destructive explosion; it is also one of the worst explosion accidents in the US. The explosion of this manufacturing facility, where rocket fuel for the US space shuttle program was made, killed two people and injured more than 300 others; it was also felt as far as 600 miles away and left the $100 million plant totally destroyed.

Investigators believed that the explosion was caused by welders, who accidentally ignited drums of ammonium percolate, while making new storage containers. As the place was already stacked with sealed drums of ammonium percolate, chain reaction never became a remote incidence.

The website of The Law Offices of Crowe & Muvey, LLC, says that chemical or manufacturing plant explosions are accidental; however, an innocent victim, who is left with severe or disabling injuries cannot and should never be left to suffer the consequences of an accident that is a result to someone else’s carelessness or negligence. A lawsuit filed against the person liable for the accident may not be criminal in nature, it is civil, rather and, under the law, a civil lawsuit that is decided in favor of an innocent victim will allow such victim to seek and receive compensation from the person and/or company at fault.

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